Insurance mediators and agents

Mediadores y agentes de seguros

7.5
AI exposure: High
7.5 / 10
Theoretical estimate — not a prediction
Employees
54K
Average salary
31,581 €
Exposed wage index
1.3B €
employment × salary × score
Score sub-components
D
Displacement potential 8
C
Current AI capability 8
F
Physical barrier 3
R
Regulatory friction 7
Formula: (D*C/10)*(1-F/20)*(1-R/20)
Automation vector
Insurance agents sell policies and advise on risk, a task that blends digital analysis with commercial persuasion. AI already automates the underwriting of simple risks and the management of minor claims through computer vision and intelligent chatbots. The sale of complex business insurance and the personalised management of major claims require human mediation to negotiate terms and provide reassurance to the client.
Automation vector (Spanish)
Los agentes de seguros venden pólizas y asesoran sobre riesgos, una labor que mezcla el análisis digital con la persuasión comercial. La IA ya automatiza la suscripción de riesgos sencillos y la gestión de siniestros leves mediante visión artificial y chatbots inteligentes. La venta de seguros complejos para empresas y la gestión personalizada de grandes siniestros requieren una mediación humana para negociar condiciones y dar seguridad al cliente.
Hybrid EU AI Act: High risk Employment confidence: A
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Source: LFS Q4 2025, INE Census 2021, SEPE 2024 · Methodology v30 · CC BY 4.0 · Authors: Álvaro de Nicolás, Miguel Sureda